Website Terms
Draft for review — not finalized. This page is not in effect and does not establish TSR, CROA or messaging compliance.
These draft terms describe how this website currently works. They will be completed and reviewed before the website is used for real requests.
- 01
About The800Club
The800Club offers U.S. consumer credit report review, help identifying potential inaccuracies, guidance on organizing records and appropriate disputes, and education about credit reporting and habits.
The name The800Club is a brand. It is not a promise of any particular credit score.
- 02
Website terms are not a service agreement
These terms cover use of this website only. Any credit-repair service would be described in a separate written service agreement, provided before enrollment. Nothing on this website enrolls you in a service.
- 03
Demonstrations and examples
Score animations, bureau gauges and the member preview on this website are fictional illustrations. They are not actual bureau data, client results, predictions or guaranteed outcomes.
The starting-point guide organizes your own answers. It does not access your credit report or calculate a score.
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Current preview behavior
The consultation form is a preview. It is not connected, and details entered are not sent or saved. No consultation is booked through this website at this time.
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No guaranteed outcomes
Results and timing vary. No one can promise the removal of accurate information. You may dispute inaccurate information with the credit bureaus yourself, at no cost.